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Building Education Opportunities in Canadian Child Welfare Services is a resource designed to allow social workers, parents and young people access to post secondary education financial planning information. Every child from every walk of life deserves the choice to learn.

Canada Learning Bond (CLB)

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What is the Canada Learning Bond?

The Canada Learning Bond (CLB) is a federal government grant available to children in lower income families to help them start saving early for education after high school.

Who can receive the Canada Learning Bond?

  • Those families whose child was born after December 31, 2003 , and
  • Whose monthly Canada Child Tax Benefit payment (commonly known as "baby bonus" or "family allowance") includes the National Child Benefit Supplement, and
  • Whose child or children have an RESP registered in their name.

How much is the Canada Learning Bond?

  • $500 when you open the RESP, plus $25 to help cover the cost of opening the RESP.
  • An additional $100 per year up to age 15, as long as the family continues to receive the National Child Benefit Supplement.
  • The maximum amount each child can receive under the CLB is $2,000.

Does money have to be put into an RESP to get the Canada Learning Bond?

No. Even if money is not placed into a child’s RESP, the Government of Canada will deposit the CLB directly into the RESP.

Want more information?

Visit CanLearn for details about education savings programs and tips on how to save. CanLearn also provides information about provincial and territorial government student assistance programs.

Or call toll free at 1-800-622-6232.
If you have a speech or hearing impairment, you can use the TTY number at 1-800-926-9105.